Premium Fly

Premium Fly
Premium Fly
A flying object hits the front of my car on a highway. Would insurance cover? Would it increase my premium?

The object seems to be a big strip of tire thread. I have both comprehensive and collision.

Thanks.

Yes, it should be covered. Which coverage? Well, typically flying objects would be comprehensive, stuff you run over would be collision. So I'd expect the comp deductible to apply, and no surcharge as it's not really an accident. Don't let them call it collision, as they'll be able to surcharge you then.



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